Powerful features.
Zero complexity.
SpendGuard is built for people who want full financial visibility without spending hours configuring software.
Start free todaySmart Auto-Categorization
Transactions are instantly categorized using intelligent pattern recognition — groceries, transport, subscriptions, and more. No manual tagging needed.
Visual Spending Insights
Beautiful, interactive charts break down your finances by category, merchant, and time period. Understand where every taka is going at a glance.
Bank-Grade Security
Your data is protected with bcrypt password hashing, JWT token authentication, and encrypted connections. We never store raw payment details.
Subscription Intelligence
SpendGuard automatically detects recurring charges and groups them as subscriptions — so you can cancel what you no longer use.
CSV Bulk Import
Already have transaction history? Upload a CSV from your bank and SpendGuard will auto-import and categorize everything in seconds.
Automated Email Reports
Get beautifully formatted monthly financial summaries delivered to your inbox — income, expenses, savings rate, and top spending categories.
Trend & Forecast Analysis
Track your net savings over months, identify rising expenses early, and compare your current month against historical averages.
Fully Responsive
The SpendGuard dashboard is optimized for any screen — desktop, tablet, or mobile — so you always have your finances at your fingertips.
Webhook Integration
Connect external payment providers via webhooks. Real-time transaction events flow directly into your SpendGuard account automatically.
Rate-Limited API
The backend enforces rate limiting and input validation on every endpoint — protecting your account from brute force and abuse.
Income vs Expense Tracking
See a clear breakdown of every income source and expense category each month — salary, freelance, groceries, utilities, and more.
Ready to take control?
Join thousands of users who finally understand their money.